Residential mortgage

There are around 6,000 individual mortgage products on the UK market, and about 200 different providers. Which are available to you will depend on the value of the property you’re buying, the size of your deposit, your income and various other factors. Finding the right balance between risk – fixed interest, or variable – and repayments is half the trick. Winnowing out unsuitable products and avoiding time wasting dead end applications is the other. The right residential mortgage, from the right provider, will give you both peace of mind and room to enjoy your new property.

We’re immersed in the UK mortgage market and with just a little information from you can quickly narrow the list of suitable products. First, we’ll help you dismiss a residential mortgage that look good on the surface but won’t work for you in practice. Next, we’ll find products you might have overlooked. Finally, we’ll present a shortlist of options with a strong recommendations, tell you what you’ll need to do to get your mortgage, and answer any questions you might have. In the end, you’ll have a mortgage that suits your circumstances and your pocket.

As a mortgage is secured against your home or property, it may be repossessed if you do not keep up the mortgage repayments.